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🃏 Cards-as-a-Service

Launch Card Programs
In Weeks, Not Months.

nstCaaS is the full-stack card issuing platform that handles BIN sponsorship, processing, KYC, 3DS, tokenization, settlement, and reconciliation — so you can focus on building exceptional products.

🌍 UAE · KSA · Egypt
14
Weeks to Launch
92%
KYC Approval Rate
98.7%
Reconciliation Match
78%
Active Card Rate
Platform

Full-Stack Issuing Platform

API-first modules — use what you need, scale what you want.

🔐

KYC / KYB Orchestration

Multi-provider routing with sanctions & PEP screening, document capture, liveness checks, and customizable verification rules.

💳

Card Lifecycle & BIN

Complete card management: creation, activation, freeze, replacement, embossing, PIN services, and network tokenization.

🔒

Tokenization Vault

PCI-aligned secure storage, card-on-file capabilities, PAN/token lifecycle management, and controlled detokenization.

🛡️

3DS2 & Risk Engine

Full authentication flows with device fingerprinting, behavioral analysis, velocity checks, and intelligent risk scoring.

📊

Funding & Ledger

Multiple funding sources, internal ledgering, automated top-ups, real-time balance management, and multi-currency support.

⚙️

Settlement & Recon

Automated end-of-day settlement, 98.7% match-rate reconciliation, dispute management, and chargeback handling.

Integration Architecture

Connect your product to nstCaaS via a single, unified REST API.

📱
Your Product
Mobile / Web App
🔗
REST API
SDKs + Webhooks
🃏
nstCaaS
Core Platform
🏦
BIN Sponsor
Mawarid / SCB
areeba
Processor
🅼
Mastercard
Global Network
Included Platform Modules
KYC/KYBCard Lifecycle3DS2TokenizationSettlementReconciliationRisk EngineDisputes

Card Program Types

👨‍👩‍👧

Youth & Family

  • Parental controls & limits
  • Gamified savings goals
  • Financial education nudges
🏢

Corporate Expense

  • Policy-driven spend controls
  • Receipt OCR & approvals
  • Real-time analytics
💰

Payroll & Salary

  • Bulk disbursement API
  • WPS compliance (where req.)
  • Employee mobile app
💳

Consumer Prepaid

  • Virtual & physical cards
  • Apple Pay / Google Pay
  • In-app card controls
🔗

Vendor Cards

  • Project-based cards
  • Online-only controls
  • Auto-expiration features
🚀

Launch Yours

Ready to build a custom card program?